Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India (NPCI), a private organisation, that facilitates inter-bank transactions
UPI VPA
UPI VPA or UPI Virtual Payment Address is an address that identifies individual/business on UPI (typically name@bankname). Think of it like an email ID for your money. It will be a unique identifier that your bank uses to transfer money.
UPI 2.0
UPI 2.0 is an upgrade on the Unified Payments Interface (UPI) and was launched in August 2018. UPI 2.0 has additional features such as option to link UPI-account with customer’s overdraft (OD) account, one-time payment blocking option and invoice approval mechanism.
UPI Payment For Website
To accept payments via UPI Apps like PhonePe, Google Pay, Paytm etc, you can integrate with a payment gateway that supports UPI flow.
Sonicpe offers UPI collect request flow that enables businesses to accept payments. This feature works across web, iOS & Android.
UPI Payment For Mobile App
Mobile app UPI integration is a way to enable businesses to provide a faster checkout experience for mobile web or app users.
Cashfree Solution:Cashfree offers two mobile flows - intent and PSPs App SDK flow.
UPI Payment link or Deep link
UPI payment link enables businesses to generate a link that can be shared easily with their customers.
UPI AutoPay
AutoPay is a feature that allows customers to enable e-mandate using any UPI application without having to enter a PIN. With UPI AutoPay businesses can create subscription plans for customers and automatically debit weekly/monthly/yearly payments via UPI.
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